TOP 10 things your AGENT does not want you to know.

1) Your agent usually makes 10% of your monthly premuim, for as long as you pay your bill. MAKE THEM WORK FOR IT ! You should be able to get ahold of them 24/7, ask for their cell number !

2) You are not LOCKED into a 1 year term, many Insurance companies want you to believe that, however most are on a month to month contract, and it fou cancel out of cycle you should get a FULL CREDIT for unused time.

3) Make sure you are not tied into a CONTRACT, if it is good insurance you will KEEP it with out a contract.

4) Shop FIVE to TEN providers before you BUY. You will find even the same insurance may be different prices from two different agents depending how many bells and whistels they add on to make more commission.

5) The color of you car does not matter but you driving record and financial condition will.

6) Always try to insure your Car and Home together as many companies offer MULITIPLE LINE DISCOUNTS.

7) Many discounts are usually availible for SAFE DRIVERS, Senior Drivers, and so on so ask about all the discounts availible. You will be supprised what is availible. You dont know unless you ask.

MOST carriers have SHORT DISTANCE discounts, so if you only travel limited miles in your car you should be able to save since there are less opportunities for you to get in a wreck.

9) Many insurance companies change their plans over time, so even if you think you have a good rate SHOP IT. If you are happy with your current carrier, ask them if they have any NEW PLANS or discounts available to SAVE you money.

10) Take the HIGHER deductible, it will save you thousands in the long rund and most people NEVER meet their deductible.

This entry was posted on Monday, October 8th, 2007 at 2:38 am and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.